Banking the
peptide economy.
AmidePay is the merchant-processing layer engineered for research-peptide and biotech brands: instant onboarding, tokenized checkout, and AI chargeback defense, all running on Stripe-grade rails.
High-risk shouldn't mean high-friction.
Peptide commerce is classified high-risk by default, so the industry runs on duct-taped processors, frozen reserves, and pray-it-clears Fridays.
Frozen Funds
Mainstream processors freeze peptide accounts overnight: 90-day holds that strangle cash flow and kill growth mid-experiment.
Platform Bans
Generic gateways quietly prohibit research peptides. One flagged SKU and your entire MID goes dark without warning.
Chargeback Storms
Recurring peptide protocols trigger dispute rates 4× the card-network average, and legacy representment was never built for this catalog.
The Compliance Maze
COAs, labeling rules, KYC/AML, research-use-only attestations: every processor wants them, none of them help you produce them.
One bond. Every rail.
A complete merchant operating system, engineered molecule-by-molecule for peptide commerce.
Live in under 24 hours
Pre-underwritten peptide MIDs. Upload your COAs and catalog, pass KYC, and start authorizing. No 6-week bank gauntlet, no mystery questionnaires.
AmideVault Tokenization
Card data never touches your stack. Network tokens + Stripe-grade PCI scope reduction out of the box.
Recurring Protocols
Subscriptions, reconstitution reminders, smart dunning. Recover up to 14% of revenue lost to failed renewals.
Chargeback Shield
AI-assisted representment tuned for peptide dispute codes: compiled evidence packets, auto-submitted, 24/7.
Compliance Engine
Age gates, research-use-only attestations, COA expiry tracking and AML screening, enforced at checkout, automatically.
Same-day global payouts
USD, EUR, GBP and stablecoin settlement to 190+ markets. Your cash moves at the speed of your science, not your bank's batch window.
From application to authorization in three moves.
Apply
Share your catalog, COAs, and entity docs. Our peptide-native underwriting team reviews in hours, not quarters.
Integrate
Drop-in checkout links, hosted pages, or the full API. Median time from keys to first authorization: 4 minutes.
Scale
Approvals, payouts, renewals, and disputes run on autopilot while you run experiments, with a dedicated MID that grows with you.
Fortress-grade. Audit-ready.
Every layer of the stack is certified, tokenized, and monitored, because board rooms and card networks demand receipts.
PCI DSS Level 1
The highest card-data certification. Audited annually, attested continuously.
SOC 2 Type II
Independent, period-long audits of security, availability, and confidentiality controls.
3-D Secure 2
Frictionless liability-shift authentication on every eligible transaction.
AES-256 + TLS 1.3
Data encrypted in transit and at rest. Keys rotate, access is least-privilege.
KYC / AML
Sanctions screening, beneficial-ownership checks, and ongoing monitoring built in.
Network Tokenization
Card credentials replaced with network-issued tokens, worthless if intercepted.
An API that reads like a lab notebook.
Idempotent, typed, and documented down to the dispute reason codes. Drop AmidePay into your stack in an afternoon: checkout, subscriptions, webhooks, and compliance events included.
- Drop-in checkout: one link, full compliance gates
- Typed SDKs for Node, Python, and Go
- Webhooks for every state change, signed & replay-safe
- Sandbox MIDs with synthetic peptide catalogs
import { AmidePay } from "@amidepay/sdk";
const amide = new AmidePay(process.env.AMIDEPAY_KEY);
// Create a compliant checkout for a recurring peptide protocol
const session = await amide.checkout.create({
catalog: "bpc157-5mg",
customer: "cus_PEP_4X2K",
protocol: "subscription",
billing: { interval: "30d", dunning: true },
compliance: {
coaRequired: true, // enforce current COA
researchUseOnly: true, // RUO attestation gate
ageGate: 21 // years, at checkout
},
defenses: { threeDS: "automatic", shield: true }
});
// AmidePay routes through your Stripe-linked MID
// with tokenization + 3DS2 applied transparently.
console.log(session.url);
Transparent rates. No dark patterns.
One flat rate per tier. No setup fees, no gateway fees, no statement fees, no "regulatory assessment" line items.
- ✓ Drop-in checkout links
- ✓ Hosted payment pages
- ✓ AmideVault tokenization
- ✓ Standard payouts (T+2)
- ✓ Email support
- ✓ Everything in Launch
- ✓ Chargeback Shield included
- ✓ Recurring protocols + smart dunning
- ✓ Same-day payouts
- ✓ Compliance engine suite
- ✓ Priority underwriting desk
- ✓ Dedicated peptide MID portfolio
- ✓ Multi-currency + stablecoin settlement
- ✓ 99.99% uptime SLA, 15-min support
- ✓ White-glove migration team
- ✓ Direct line to our Stripe partnership desk
Trusted in the labs that ship.
Questions from the boardroom.
Yes, when handled correctly. AmidePay underwrites research-peptide merchants with strict research-use-only attestations, age gating, and catalog review. We work exclusively with lawful, compliant businesses and decline anything that makes human health claims or violates card-network rules.
AmidePay is a technology and underwriting layer that orchestrates peptide-native commerce on Stripe's payments infrastructure. Merchants get purpose-built peptide MIDs, compliance automation, and chargeback tooling, with Stripe's reliability underneath.
Median onboarding is under 24 hours from complete documentation. Complex entity structures or international settlement can take 2 to 3 business days. Your integration, meanwhile, typically takes about 4 minutes.
That's our sweet spot. Recurring protocols with smart dunning, reconstitution reminders, proration, pauses, and swaps, all with chargeback-optimized renewal descriptors that cut "forgotten subscription" disputes.
Chargeback Shield compiles a dispute evidence packet automatically (order logs, IP/device data, delivery confirmation, signed RUO attestations) and submits representment without you lifting a finger. Current win rate across the network: 91%.
No. AmideVault tokenization keeps card data entirely out of your environment, reducing your PCI scope to a short SAQ-A attestation. We handle the Level 1 infrastructure side; you answer a questionnaire once a year.
Process at the speed
of science.
Join the peptide brands already running on AmidePay. Underwriting review begins the moment you apply.